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Car Leasing

More and more people are turning to car leasing in lieu of purchasing a new car or other vehicle, and for good reason. There are many advantages to leasing a car that makes car leasing more attractive than buying, and although leasing is not for everyone, it can be a very good alternative that you should look into. The advantages of leasing a car or other vehicle include:

• Lower monthly payments. Lease payments are typically 25-30 percent less than a typical car finance payment, which makes it more affordable to drive a new car.
• Change cars more often. Unlike a typical car loan, which is paid over the course of five to seven years, car leasing allows you to change cars every two to four years, which is the general term length of a car lease.
• Less-costly repairs. Most leased vehicles are under warranty, which makes it easier on your wallet if something major goes wrong with the car.
• Lower upfront costs. Some leases require little or even no down payment, which makes it more affordable to get into the car that you want.
• Usually no sales tax. Because you are not buying the car, you will not be required to pay sales tax on the entire cost of the car, only the portion of value that you will be using during the car leasing period. This can vary from state to state.
• No used car hassle. With car leasing, when your lease ends, you turn the car back in; no need to try to sell it or trade it in.
• Option to buy. At the end of your leasing period, you will have the option to buy the car if you want to, or you can simply lease another car, or just walk away from the car altogether without obligation.

For these reasons and more, car leasing is ideal for many individuals.